What Happens to Student Loans After Death?
Ever wonder what happens to student loan debt if the borrower passes away? Here we answer this question and explain how life insurance can protect co-signers.
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Explore our expert-written and reviewed articles to better understand life insurance and why you may need it. If you’re ready to protect your loved ones, get a free quote today.
A Guide to Understanding Life Insurance Underwriting
The underwriting process is what determines if you can be approved for life insurance coverage, how much coverage you can own, and how much you will have to pay. Here we dig deeper into this important process.
Buy-Sell Agreements: What Are They & How Do They Work?
In this post, we discuss how life insurance can be used to fund buy-sell agreements to help small business owners.
Key Person Life Insurance: What It Is & How It Works
In this post, we explain what key person life insurance is and why it’s important for a business.
How Much Life Insurance Should I Get?
The life insurance rule of thumb is to get enough to cover ten times your annual salary, but this isn’t the correct number for everyone. In this guide, we’ll help you determine how much life insurance you need.
Can I Buy Life Insurance on Someone Else?
Typically one buys life insurance on themselves, but you can also buy life insurance on a loved one or another key person. Learn what the restrictions are and what life insurance companies look for when underwriting a policy.
Life Insurance Claim Process: How to File & How Payouts Work
In this post, we discuss how life insurance death benefit payouts are paid and how to file a life insurance claim.
How Often Should I Review My Life Insurance Policy?
Life insurance isn’t “set it and forget it.” Here are seven events in which you should review your policy to ensure the coverage is still adequate and that the designated beneficiaries are up-to-date.
Types of Riders in Insurance: What They Are & Why They Matter
Life insurance riders are optional add-ons (some free, some not) that provide extra benefits to your life insurance policy. In this post, we talk about common life insurance riders and if they are worth adding.
How to Pass a Life Insurance Medical Exam & What to Expect
In this post, learn how to prepare for your life insurance medical exam to get the best results.
What Is Voluntary Life Insurance? Do I Need It?
Does your job offer group and voluntary life insurance? Here we explain if you should take advantage of these options.
How to Buy Life Insurance Wisely: A Step-by-Step Guide
If you get the right policy, buying life insurance may be the best choice you ever make. Learn how to buy life insurance wisely in our step-by-step guide.
The Perfect Age to Buy Life Insurance
Is there a perfect age to buy life insurance? In this post we explain how age plays a part, but where you are in life is what really matters.
Life Insurance Exclusions and Clauses You Should Know
Life insurance policies include different clauses and exclusions. In this post we cover common clauses and exclusions that you should understand when protecting your family with life insurance.
How Your Driving Record Affects Your Life Insurance
Did you know that your driving record can affect what you pay for life insurance? If your driving history is less than satisfactory, you may pay higher life insurance rates.