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Educational

Explore our expert-written and reviewed articles to better understand life insurance and why you may need it. If you’re ready to protect your loved ones, get a free quote today.

 

What Is an Accelerated Death Benefit?

What Is an Accelerated Death Benefit?

Accelerated death benefit riders are often automatically included on a life insurance policy. They allow policyowners to receive a portion of the death benefit early when diagnosed with a terminal illness resulting in a decreased life expectancy.

What Is a Substandard Risk in Life Insurance?

What Is a Substandard Risk in Life Insurance?

If there are certain factors that place you outside the normal range of risk the insurance company typically insures, you may be considered substandard. In this post, we explain what a substandard risk class means for your life insurance pricing.