Child Term Rider: How It Works, Pros & Cons
There are many kinds of life insurance policy rider options. One we find particularly important is a Child Rider. Here we explain what a child rider is, how much it costs, and how it works.
Educational
Explore our expert-written and reviewed articles to better understand life insurance and why you may need it. If you’re ready to protect your loved ones, get a free quote today.
5 Reasons Why You Shouldn’t Wait to Buy Life Insurance
Many people are aware of life insurance and the fact that they need it, but still don’t own any. Here are five reasons you shouldn’t wait to buy life insurance.
What Is Insurable Interest? How Does It Work?
Life insurance companies have three obstacles in place to ensure life insurance policies are purchased with good intentions: insurable interest, a suicide clause, and financial justification. In this blog post, we explain these three aspects of buying life insurance.
What Is an Accelerated Death Benefit?
Accelerated death benefit riders are often automatically included on a life insurance policy. They allow policyowners to receive a portion of the death benefit early when diagnosed with a terminal illness resulting in a decreased life expectancy.
How to Support Your Favorite Charity With Life Insurance
Did you know that you can use life insurance to help your favorite charities? Here we explain how making a charitable gift via a life insurance policy can be a win-win for you and your favorite charity.
Life Insurance & Divorce: Everything You Need to Know
Getting divorced is hard enough as it is. In this post, learn what you need to know about life insurance and divorce and tips on how to manage it all.
Denied Life Insurance? 5 Reasons Why & What You Can Do
Denied life insurance? Follow these helpful tips on discovering why and if you are still able attain a life insurance policy.
Can You Have More Than One Life Insurance Policy?
Purchasing multiple life insurance policies with different amounts and term lengths is a great strategy known as laddering. Here we explain why and when this may be a good option for you.
Can You Use Life Insurance While Alive?
In this guide, we’ll explain different ways to access life insurance while living, including pros and cons of each option.
What Is a Life Insurance Broker?
What is a life insurance broker? Here we talk about what a life insurance broker is and the benefits of applying through one.
How Misdemeanors and Felonies Impact Life Insurance
What happens if the inmate dies while in prison? Do they have life insurance to help their family raise their children? Can they buy life insurance, or is it too late?
What Are Life Insurance Table Ratings?
Got a table rating on your life insurance coverage? This blog will walk you through your rating, and tell you how it affects your final price.
Things to Know About the Owner of a Life Insurance Policy
Life insurance policy ownership can come with a lot of questions. Learn what it means to own life insurance, who it’s for, and other important considerations.
Things to Know About the Owner of a Life Insurance Policy
Life insurance policy ownership can come with a lot of questions. Learn what it means to own life insurance, who it’s for, and other important considerations.
What Is a Substandard Risk in Life Insurance?
If there are certain factors that place you outside the normal range of risk the insurance company typically insures, you may be considered substandard. In this post, we explain what a substandard risk class means for your life insurance pricing.