Understanding the Death Benefit: A Comprehensive Guide
In this post, we explain everything you need to know about life insurance death benefits.
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Explore our expert-written and reviewed articles to better understand life insurance and why you may need it. If you’re ready to protect your loved ones, get a free quote today.
How Many Beneficiaries Can You Have? Can You Split Benefits?
Naming beneficiaries on a life insurance policy is one of the most important steps. Here we explain your options and what you need to know about beneficiary designations.
What Does Liquidity Refer to in a Life Insurance Policy?
In this post, we explain why you need liquidity at death and how life insurance can provide this.
Can You Cancel Life Insurance? Why & How to Do It
In this post, we explain what you need to do to cancel (terminate, surrender) a life insurance policy. There are different steps whether you have term life insurance or permanent life insurance.
Special Needs Life Insurance: Navigating Your Options
In this post, we discuss how life insurance can help protect the financial futures of individuals with special needs.
Does Life Insurance Pay for Suicidal Death?
In the case of suicide, how long a life insurance policy has been active is the biggest factor as to whether or not an insurance company will pay out a death benefit.
Life Insurance Beneficiary: Everything You Need to Know
In this post, learn who can be a life insurance beneficiary, the types of beneficiaries, and mistakes to avoid.
Differences Between Term vs Permanent Life Insurance
If you’ve been thinking about purchasing a life insurance policy, you’ve probably noticed that there are two main kinds of life insurance: term and permanent. Here we review the key differences.
A Guide to Life Insurance for People Who Are Transgender
Being transgender doesn’t mean you can’t get life insurance. Each carrier underwrites differently and works on a case-by-case basis. We can help.
Child Term Rider: How It Works, Pros & Cons
There are many kinds of life insurance policy rider options. One we find particularly important is a Child Rider. Here we explain what a child rider is, how much it costs, and how it works.
5 Reasons Why You Shouldn’t Wait to Buy Life Insurance
Many people are aware of life insurance and the fact that they need it, but still don’t own any. Here are five reasons you shouldn’t wait to buy life insurance.
What Is Insurable Interest? How Does It Work?
Life insurance companies have three obstacles in place to ensure life insurance policies are purchased with good intentions: insurable interest, a suicide clause, and financial justification. In this blog post, we explain these three aspects of buying life insurance.
What Is an Accelerated Death Benefit?
Accelerated death benefit riders are often automatically included on a life insurance policy. They allow policyowners to receive a portion of the death benefit early when diagnosed with a terminal illness resulting in a decreased life expectancy.
How to Support Your Favorite Charity With Life Insurance
Did you know that you can use life insurance to help your favorite charities? Here we explain how making a charitable gift via a life insurance policy can be a win-win for you and your favorite charity.
Life Insurance & Divorce: Everything You Need to Know
Getting divorced is hard enough as it is. In this post, learn what you need to know about life insurance and divorce and tips on how to manage it all.