Child Term Rider: How It Works, Pros & Cons
There are many kinds of life insurance policy rider options. One we find particularly important is a Child Rider. Here we explain what a child rider is, how much it costs, and how it works.
Life Insurance
Learn more about life insurance with Quotacy’s expert-written and reviewed articles. From advice and tips to the difference between insurance types, we’ve got you covered. Explore insurance options, learn how to buy a policy, and read about what policy owners should know.
Term Life Insurance Rates by Age
Age is one of the biggest factors that affect life insurance rates. In this blog, we share examples of term life insurance rates by age for your comparison.
Is Permanent Life Insurance Worth It? Pros, Cons & FAQs
Permanent life insurance has many features and can be beneficial in certain circumstances. Here we discuss if permanent life insurance is a good option for you.
The Guide to Infinite Banking: How It Works & Who It’s For
In this post, we discuss infinite banking. Learn how it works, if it’s right for you, and alternatives.
Your Estate Planning Checklist & Next Steps
No matter how much money you have in the bank, estate planning is important. Here we make seven basic suggestions to get you on track to managing your financial future.
5 Reasons Why You Shouldn’t Wait to Buy Life Insurance
Many people are aware of life insurance and the fact that they need it, but still don’t own any. Here are five reasons you shouldn’t wait to buy life insurance.
What Is Insurable Interest? How Does It Work?
Life insurance companies have three obstacles in place to ensure life insurance policies are purchased with good intentions: insurable interest, a suicide clause, and financial justification. In this blog post, we explain these three aspects of buying life insurance.
What Is an Accelerated Death Benefit?
Accelerated death benefit riders are often automatically included on a life insurance policy. They allow policyowners to receive a portion of the death benefit early when diagnosed with a terminal illness resulting in a decreased life expectancy.
What Is Cash Value Life Insurance & How Does It Work
Permanent life insurance policies that accumulate cash are often referred to as cash value life insurance. This article explains how cash value life insurance works and if it’s worth it.
How to Support Your Favorite Charity With Life Insurance
Did you know that you can use life insurance to help your favorite charities? Here we explain how making a charitable gift via a life insurance policy can be a win-win for you and your favorite charity.
Life Insurance & Divorce: Everything You Need to Know
Getting divorced is hard enough as it is. In this post, learn what you need to know about life insurance and divorce and tips on how to manage it all.
Why Term Insurance Is Ideal for Young Families
Term life insurance is perfect for young families. Here we explain why this is the time of your life when you really need coverage.
Life Insurance for Young Adults
In this post, learn why buying life insurance at a young age can be incredibly beneficial and cost-saving in the long-run.
Denied Life Insurance? 5 Reasons Why & What You Can Do
Denied life insurance? Follow these helpful tips on discovering why and if you are still able attain a life insurance policy.
Can You Have More Than One Life Insurance Policy?
Purchasing multiple life insurance policies with different amounts and term lengths is a great strategy known as laddering. Here we explain why and when this may be a good option for you.