A simpler way to buy term life insurance

We’ll help you find a policy that meets your needs—at a price you can afford.

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As seen in Barron's, Coverager, Forbes and more.
As seen in Barron's, Coverager, Forbes and more.

Life insurance made simple

A step-by-step guide to our process

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Get your quote & easily apply online

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Our underwriters ensure you’re matched with the best carrier for your health & lifestyle

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Our agents navigate you through underwriting

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Our team keeps track of your paperwork, so you don’t have to

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We celebrate with you when you’re approved and covered

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When you need customer service, we’re here to help

How much term life insurance do you need?

Use our free needs calculator to find a coverage amount that’s perfect for you

What life insurance can do for you

Take care of your kids

Life insurance can pay for child care and other daily necessities that you as a stay-at-home or working parent do or pay for.

Learn more: Life insurance basics for families

Provide for a special-needs child

Life insurance can provide for the well-being of a special-needs or disabled child.

Learn more: Life insurance basics for families

Pay child support

Divorced parents can use life insurance to secure the financial future of their child as part of a divorce settlement with child support.

Learn more: Life insurance basics for families

Replace your earned income

Life insurance can replace your earned income to help your family pay daily expenses. If you as the breadwinner would die, your life insurance would provide for your family.

Cover your personal debt or co-signed loans

Life insurance can repay personal debt such as your credit cards or student loans. Name as your beneficiary your loan co-signer or someone who would have to repay your debt if you would die.

Learn more: Cover your debt with life insurance

Cover estate taxes

Provide money for your heirs to pay taxes on an inheritance.

Cover your mortgage

Homeowners can use life insurance to cover mortgage payments. Your family will not have to move if you die.

Learn more: Cover your debt with life insurance

Supplement your retirement

Life insurance can supplement your retirement savings.

Learn more: 10 reasons why you may need life insurance in retirement

Leave an inheritance

Use life insurance to leave an inheritance for your family.

Pay for your funeral or final expenses

Your memorial service and final expenses can be paid for by life insurance.

Learn more: What is the best burial insurance?

Share your wealth via charitable giving

Your life insurance policy can be used to benefit a nonprofit or charitable cause you care about.

Learn more: Using life insurance to help your favorite charity

Pay off business debt or taxes

Life insurance can pay off your business debt, pay taxes if ownership of your business is transferred as part of your estate, or pay for a business partner to buy out your share via a buy-sell agreement.

Learn more: The best term life insurance for business owners

Take care of your kids

Life insurance can pay for child care and other daily necessities that you as a stay-at-home or working parent do or pay for.

Learn more: Life insurance basics for families

Provide for a special-needs child

Life insurance can provide for the well-being of a special-needs or disabled child.

Learn more: Life insurance basics for families

Pay child support

Divorced parents can use life insurance to secure the financial future of their child as part of a divorce settlement with child support.

Learn more: Life insurance basics for families

Replace your earned income

Life insurance can replace your earned income to help your family pay daily expenses. If you as the breadwinner would die, your life insurance would provide for your family.

Cover your personal debt or co-signed loans

Life insurance can repay personal debt such as your credit cards or student loans. Name as your beneficiary your loan co-signer or someone who would have to repay your debt if you would die.

Learn more: Cover your debt with life insurance

Cover estate taxes

Provide money for your heirs to pay taxes on an inheritance.

Cover your mortgage

Homeowners can use life insurance to cover mortgage payments. Your family will not have to move if you die.

Learn more: Cover your debt with life insurance

Supplement your retirement

Life insurance can supplement your retirement savings.

Learn more: 10 reasons why you may need life insurance in retirement

Leave an inheritance

Use life insurance to leave an inheritance for your family.

Pay for your funeral or final expenses

Your memorial service and final expenses can be paid for by life insurance.

Share your wealth via charitable giving

Your life insurance policy can be used to benefit a nonprofit or charitable cause you care about.

Learn more: Using life insurance to help your favorite charity

Pay off business debt or taxes

Life insurance can pay off your business debt, pay taxes if ownership of your business is transferred as part of your estate, or pay for a business partner to buy out your share via a buy-sell agreement.

Learn more: The best term life insurance for business owners

Term vs. whole life insurance

We’ll help you decide which one is right for you with our free guide

Hassle-free from quote to coverage

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Accurate quotes and guaranteed prices

Insurance prices are regulated, so you won’t find better rates even if you worked directly with the insurer. We’ll show you the best rates from the top insurance carriers and compare them for you. That means you don’t have to waste time researching quotes yourself.

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Our team shops for you

We use your information to find the best policy to suit your needs. Our experts handle all the paperwork—and we’ll even go back-and-forth with the insurance companies so you don’t have to.

Review ratings of the best term life insurance companies at Quotacy.

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Our experts advocate for you

Our team works on salary, not commission. Instead of focusing on how much revenue each policy generates, we’re only interested in finding the best coverage for you. Take care of everything online with Quotacy—from your initial quote to application. Reach out to us anytime via livechat, text, email, or phone. We’re here to help!

Transparency is good

What to know about life insurance before you buy

Curated stories that make life easier and worth living

The well-prepared insurance buyer

Tips to get the best policy for you

Trusted Life Insurance Advisors

Since 1990, we've helped thousands of clients protect their families with over $24 billion in coverage. Quotacy is backed by Hallett Financial Group, Inc., a brokerage general agency, with deep industry experience and top-level partnerships with the best life insurance companies in the nation. We're transforming our industry so that more people can give the gift of life insurance to their loved ones.

To experience Quotacy through the eyes of our clients, check out our TrustPilot reviews.

Our advisors are here for you

Livechat, text, email, or talk with us

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Quotacy, Inc. website assets: grayscale trusted life insurance carrier logos.
Quotacy, Inc. website assets: grayscale trusted life insurance carrier logos.
Quotacy, Inc. website assets: grayscale trusted life insurance carrier logos.