Life insurance made easy

The simple way to buy term life insurance. We’ll find the policy you need at the price you want.

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Easy as one, two, three

Build a quote

Buying life insurance just got easier.
Get term life insurance quotes
tailored to your needs.

Choose a plan

You’ll have plenty of choices
from the most trusted
life insurance companies.

Apply online

Our advisors are with you
every step of the way
as you go from quote to coverage.

How much life insurance do you need?

Figure out your action plan with our needs calculator

What life insurance can do for you

Take care of your kids

Life insurance can pay for child care and other daily necessities that you as a stay-at-home or working parent do or pay for.

Learn more: Life insurance basics for families

Provide for a special-needs child

Life insurance can provide for the well-being of a special-needs or disabled child.

Learn more: Life insurance basics for families

Pay child support

Divorced parents can use life insurance to secure the financial future of their child as part of a divorce settlement with child support.

Learn more: Life insurance basics for families

Replace your earned income

Life insurance can replace your earned income to help your family pay daily expenses. If you as the breadwinner would die, your life insurance would provide for your family.

Cover your personal debt or co-signed loans

Life insurance can repay personal debt such as your credit cards or student loans. Name as your beneficiary your loan co-signer or someone who would have to repay your debt if you would die.

Learn more: Cover your debt with life insurance

Cover your mortgage

Homeowners can use life insurance to cover mortgage payments. Your family will not have to move if you die.

Learn more: Cover your debt with life insurance

Supplement your retirement

Life insurance can supplement your retirement savings.

Leave an inheritance

Use life insurance to leave an inheritance for your family.

Cover estate taxes

Provide money for your heirs to pay taxes on an inheritance.

Pay for your funeral or final expenses

Your memorial service and final expenses can be paid for by life insurance.

Learn more: What is the best burial insurance?

Share your wealth via charitable giving

Your life insurance policy can be used to benefit a nonprofit or charitable cause you care about.

Pay off business debt or taxes

Life insurance can pay off your business debt, pay taxes if ownership of your business is transferred as part of your estate, or pay for a business partner to buy out your share via a buy-sell agreement.

Take care of your kids

Life insurance can pay for child care and other daily necessities that you as a stay-at-home or working parent do or pay for.

Learn more: Life insurance basics for families

Provide for a special-needs child

Life insurance can provide for the well-being of a special-needs or disabled child.

Learn more: Life insurance basics for families

Pay child support

Divorced parents can use life insurance to secure the financial future of their child as part of a divorce settlement with child support.

Learn more: Life insurance basics for families

Replace your earned income

Life insurance can replace your earned income to help your family pay daily expenses. If you as the breadwinner would die, your life insurance would provide for your family.

Cover your personal debt or co-signed loans

Life insurance can repay personal debt such as your credit cards or student loans. Name as your beneficiary your loan co-signer or someone who would have to repay your debt if you would die.

Learn more: Cover your debt with life insurance

Cover your mortgage

Homeowners can use life insurance to cover mortgage payments. Your family will not have to move if you die.

Learn more: Cover your debt with life insurance

Supplement your retirement

Life insurance can supplement your retirement savings.

Leave an inheritance

Use life insurance to leave an inheritance for your family.

Cover estate taxes

Provide money for your heirs to pay taxes on an inheritance.

Pay for your funeral or final expenses

Your memorial service and final expenses can be paid for by life insurance.

Share your wealth via charitable giving

Your life insurance policy can be used to benefit a nonprofit or charitable cause you care about.

Pay off business debt or taxes

Life insurance can pay off your business debt, pay taxes if ownership of your business is transferred as part of your estate, or pay for a business partner to buy out your share via a buy-sell agreement.

We guide. You decide.

Buy the best type of life insurance for you

Hassle-free from quote to coverage

Accurate quotes.
Guaranteed prices.

Our rates come from the insurance carriers. We compare the best rates for your policy options, so you don’t have to shop agent-to-agent. Insurance prices are regulated, so you won’t find better rates—even if you worked directly with the insurer. This saves you time and money.

Our experts
shop your policy.

When you apply through Quotacy, our experts shop your case and advocate for you. Our team will take care of the paperwork. We go back-and-forth with the insurance companies so that you don’t have to.

Our experts
advocate for you.

Complete your application online with Quotacy. Our team works on salary, not commission. They will advocate for what is best for you. Take care of everything online or livechat, text, email, or talk with our care team whenever you need help.

Transparency is good

What to know about life insurance before you buy

Curated stories that make life easier and worth living

The Last Jedi and Life Insurance

A long time ago, in a galaxy far, far away, a convoluted life insurance claim was filed upon the death of Han Solo. We decided to get to the bottom of it.

The well-prepared insurance buyer

Tips to get the best policy for you

Our Team

Since 1990, we’ve served over 29,600 clients with expertise and care and have sold over $20 billion dollars in life insurance. Quotacy is backed by Hallett Financial Group, Inc., a brokerage general agency, with deep industry experience and top-level partnerships with the best life insurance companies in the nation. Hallett and Quotacy continue to embrace innovation so that more families can buy affordable term life insurance. We would be honored to help you buy a term life policy that is tailored to your family’s needs.

Our satisfied customers speak best to the qualities of our team. To experience us through the eyes of our clients, read our TrustPilot reviews.

Our advisors are here for you

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