At Quotacy it costs you absolutely nothing to run as many term life insurance quotes as you would like. (Unless you consider your Internet bill as a life insurance cost… in that case we recommend you walk to your nearest Starbucks and use their Wi-Fi.)
You don’t even have to pay by means of personal information. You can window shop for life insurance anonymously—no need to give us your name, phone number, or even an email address to see quotes. We don’t need any of that information until you decide to apply.
When you apply for a life insurance policy, you likely will need to have a quick medical exam done. And guess what? You don’t need to pay for this either! There’s no co-pay even. The life insurance company takes care of these costs, even if you end up not buying a policy.
You may be thinking “Well, it costs money for me to take off work and drive to a clinic.” No worries again! A professional paramedical examiner will come wherever is most convenient for you, whether that’s at your home or your workplace. They will measure your height and weight, draw blood from you, and ask for a urine sample. The cost of testing your blood and urine is also absorbed by the insurance company.
If you have ever changed primary doctors or dentists, you may have had to pay your old office to send your records to your new office. It’s a little frustrating when you have to do that. You do not need to pay these extra costs when you apply for life insurance.
If the life insurance company needs your complete medical history and records, again, you do not need to pay for this. You would just authorize the medical record release and go on your merry way. For advice on getting the best results on your exam see our 10 Tips blog.
If you have any questions during the application process, it’s free to call us here at Quotacy for help. There are no extra charges to talk a live person! We also realize time is money, so if you don’t have time to talk on the phone you can always chat, e-mail, or text us too.
Your costs come in when you begin to pay for your policy premiums. These premiums need to be paid to keep your policy in force. We will help you find affordable coverage. Start now by getting a free, instant, and anonymous term life insurance quote.
Photo credit to: ejaugsburg
About the writer
Writer, Editor, and Co-host of Quotacy's Q&A Fridays
Natasha is the content manager and editor for Quotacy. She has been in the life insurance industry since 2010 and has been making life insurance easier to understand with her writing since 2014. When not at work, she's probably studying and working toward her Chartered Life Underwriter (CLU) designation while throwing a tennis ball for her pitbull mix, Emmett, or curled up on her couch watching Netflix. If it’s football season, the Packers game will be on. Connect with her on LinkedIn.