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Your love is a constant—your life insurance should be too

Compare whole life insurance quotes from trusted insurance companies

Get started

Your love is a constant—your life insurance should be too

Compare whole life insurance quotes from trusted insurance companies

Get started

Why buy whole life insurance?

It’s permanent coverage.

Your coverage is continuous and lasts your entire life.

Your policy will accumulate cash value on a tax-free basis that you may borrow against, withdraw, or use to pay your premiums.

Your premiums are locked in and will not increase over time.

What is whole life insurance?

Whole life insurance is one type of permanent life insurance. This type of policy lasts your entire life—unlike term life insurance that lasts only for a chosen period of time. Because the premiums for whole life insurance are generally 10x more than for term life policies not every family buys it, but for some the investment is worth it.

Get whole life insurance if you wish to:

Build tax-free wealth

Equalize an inheritance without selling a family farm or business

Guarantee that your aging parent or special-needs child will be financially provided for well into the future

Leave a guaranteed inheritance to your loved ones

Build tax-free wealth

Equalize an inheritance without selling a family farm or business

Guarantee that your aging parent or special-needs child will be financially provided for well into the future

Leave a guaranteed inheritance to your loved ones

Schedule your no-obligation consultation today

Our advisors create comprehensive life insurance plans to suit every budget

Buying whole and term life offers the best protection over time

Our advisors may suggest a $250,000 whole life policy combined with a $750,000, 20-year term life policy for those who need $1 million in total coverage.

The rationale behind this plan is to:

Use an affordable term life insurance policy to cover your family for the 20 years when your children are most financially dependent on you.

Use a whole life insurance policy to pay your end-of-life expenses, leave an inheritance, and take care of your loved ones.

How do I purchase whole life insurance?

Getting the coverage you need is easy at Quotacy

Complete our form to compare whole life insurance quotes from leading companies.

Schedule your consultation with our advisors to find the right life insurance for you.

We’ll guide you through your application and underwriting to get you covered in no time.

The well-prepared insurance buyer

Tips to get to best policy for you

What types of insurance does Quotacy sell?

Quotacy offers comparison quotes and sells many types of insurance policies, including:

  1. Term life insurance
  2. Whole life insurance
  3. Final expense life insurance
  4. Individual disability insurance

Our agents are happy to help you determine the best plan for you.

Contact us for a free, no-obligation insurance consultation with one of our experts today.

What does life insurance underwriting mean?

The underwriting process is what determines if you can be approved for life insurance coverage, how much coverage you can own, and how much you will have to pay.  Underwriting is an evaluation of a client’s health and medical history, occupation, hobbies, lifestyle, characteristics, and financial status that may affect life expectancy.  There are two parts of underwriting: 1) financial underwriting and 2) medical underwriting.

Learn more: What Is Life Insurance Underwriting?

What are some tips on getting the best medical exam results?

Schedule your life insurance medical exam to take place early in the morning, don’t drink coffee beforehand, and drink lots of water to help your body be well-hydrated for the exam.

Learn more: 10 Tips on Getting the Best Results on Your Life Insurance Exam

What do I need to know about designating my policy beneficiaries?

The purpose of a well thought out beneficiary designation on a life insurance policy is to fulfill your intent on how the death proceeds are to be paid and to provide a clear identification of who will receive them.  Situations may change (births, divorces, death of a beneficiary, etc.), so review your designations regularly.  It may be a good idea to coordinate this with the attorney who drafted your will or trust if you have them.

Learn more: How to Designate Beneficiaries on Your Life Insurance Policy

Whole life insurance protects your family for a lifetime

Give your loved ones the financial security they need