It’s simple to get guaranteed whole life insurance today

No medical exam. Guaranteed approval. And peace of mind.

Guaranteed Whole Life Insurance Quote
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Premium reflects discount for paying via automatic monthly payments from your checking or savings account. View more coverage information and product limitations.
Product Disclosures

If death occurs due to accidental causes, the full death benefit will be paid to the beneficiary, less any policy obligations. In order for death to qualify as an accident, the death must occur while the policy is in force and within 180 days (90 days in Florida) following the date of the accidental injury as defined further by the policy. If death occurs within the first two policy years for any reason other than an accident, all premiums paid plus 7% interest shall be paid to the beneficiary. State variations apply. See policy terms and conditions for qualifications and limitations.

This product is designed for individuals who do not have insurance or who may wish to add to their existing insurance coverage. This product is not available for replacement of existing insurance coverage.

Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Valley Stream, NY. Banner products are distributed in 49 states and D.C. William Penn does business exclusively in New York; Banner does not solicit business in New York. Guaranteed Whole Life Insurance is issued by Banner Life Insurance Company. Policy form #ICC17-GIA (10-17) and state variations. Two year contestability and suicide provisions apply. Retention limits may restrict product availability. Premiums quoted include $12.60 annual policy fee. Please refer to policy for terms and conditions. Not available in all states. All guarantees are based on the financial strength and claims-paying ability of Banner Life Insurance Company. Rates as of 01.22.18. The Legal & General America companies are part of the worldwide Legal & General Group. 18-183

It’s simple to get guaranteed whole life insurance today

No medical exam. Guaranteed approval. Peace of mind.

Benefits of guaranteed whole life insurance

You’re covered for life

You pay only until age 95, but your insurance lasts your lifetime

No medical exam

You can’t be turned down because of your health

Fixed premium

Your monthly cost never increases, even if your health worsens

Guaranteed death benefit

Your loved ones quickly receive your life insurance payment after your death

Fully covered after 2 years

Immediately covered for accidental death

Build cash value

Cash value builds over time that you can borrow against if needed

They’ll be grateful to you

It’s easy to get your funeral and end of life expenses covered today

What guaranteed whole life insurance can take care of

Your beneficiary can use the money to take care of whatever expenses are necessary. For example, it can:

  • Help provide your loved ones with money for your end-of-life expenses
  • Help pay for any medical bills you may have
  • Help provide an inheritance for your grandchildren or people you care about
  • Help provide for your funeral arrangements, burial, or cremation

Talk with an agent: (844) 606-2767

Caring advisors

Since 1990, we’ve served our clients with expertise and care and have sold over $24 billion dollars in life insurance. Quotacy is backed by Hallett Financial Group, Inc., a brokerage general agency, with deep industry experience and top-level partnerships with the best life insurance companies in the nation. Hallett and Quotacy continue to embrace innovation so that more families can buy affordable guaranteed whole life insurance today. We’ve partnered with Legal & General America to bring you a guaranteed whole life product from Banner Life Insurance Company. Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD.

Quotacy’s customer reviews speak best to the qualities of our team. To experience us through the eyes of our clients, read our TrustPilot reviews.

Answers to your questions

What is final expense insurance? Burial insurance? Guaranteed whole life insurance?

Final expense insurance, burial insurance, or guaranteed acceptance whole life insurance are all different names for a small whole life insurance policy that covers your final expenses.

You may use this type of policy to help pay for your funeral costs, end-of-life medical bills, or anything else that is needed.

Guaranteed whole life insurance is the name of the policy that Quotacy offers you from Banner Life Insurance Company.

This policy can pay up to $15,000 to your family during a difficult time. Coverage lasts your entire life, but you only pay premiums until age 95. The policy builds cash value over time that you may borrow against.

Is a medical exam required for approval?
No. No doctor visits or medical exams are required as approval is guaranteed—you can’t be turned down for a guaranteed whole life insurance policy due to your health.
What benefit amounts are available?
Coverage options range from $1,000 to $15,000 (in $1,000 increments). Please call us at (844) 606-2767, to receive a personalized quote for a different level of coverage.
Will my policy cost ever increase?
No. Even if your health status changes, your monthly premiums are guaranteed and will not increase in cost.
How long does it take to get covered?
You’ll be immediately covered for accidental death as defined by the policy and fully covered after two years. If you should die within two years, and your death was not due to an accident your total premium paid will be returned to your beneficiary with interest. After two years the full amount of money will be paid, less any policy obligations, regardless of the cause of death.
Product Disclosures

* If death occurs due to accidental causes, the full death benefit will be paid to the beneficiary, less any policy obligations. In order for death to qualify as an accident, the death must occur while the policy is in force and within 180 days (90 days in Florida) following the date of the accidental injury as defined further by the policy. If death occurs within the first two policy years for any reason other than an accident, all premiums paid plus 7% interest shall be paid to the beneficiary. State variations apply.* See policy terms and conditions for qualifications and limitations.

This product is designed for individuals who do not have insurance or who may wish to add to their existing insurance coverage. This product is not available for replacement of existing insurance coverage.

Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Valley Stream, NY. Banner products are distributed in 49 states and D.C. William Penn does business exclusively in New York; Banner does not solicit business in New York. Guaranteed Whole Life Insurance is issued by Banner Life Insurance Company. Policy form #ICC17-GIA (10-17) and state variations. Two year contestability and suicide provisions apply. Retention limits may restrict product availability. Premiums quoted include $12.60 annual policy fee. Please refer to policy for terms and conditions. Not available in all states. All guarantees are based on the financial strength and claims-paying ability of Banner Life Insurance Company. Rates as of 01.22.18. The Legal & General America companies are part of the worldwide Legal & General Group. 18-183

*Product is not available in these states: CA, NY, DC, SD, ND, GA, WA.

Why wait?

You can’t be turned down because of your health.