844-786-8229

Monday - Friday
8am to 5pm Central
x
  • Basics
  • Your Quote
  • Personalize
  • Choose a Policy
  • Apply
<
>

Basics

Term Life Insurance Quotes

No contact information needed. Really!

 

Here's your price.

Play with the sliders to adjust your price, then let's find the best policy for you.

$

up to $

Estimated MonthlyAnnual Premium This price is not final. We try very hard to produce an accurate price based on your unique characteristics; however the insurance companies will make the final decision on price based on your lifestyle habits, lab results, driving record, and health history. Click Find Best Policy below to see if your price could change.
Policy Value

$

Duration of Coverage

years

Policy Value
Amount of money you will leave behind for your designated loved ones. Slide the green dot left or right to adjust the price shown on the right. $5 million is the max policy value displayed online. If you need a bigger policy just call us and we'll be happy to run the numbers for you.

Duration of Coverage
Length of time your policy stays in place as long as you continue to make the payments. Level term policies guarantee to pay out a benefit when the policy is in force, and is also guaranteed to not go up in price during the level term period.

$

Policy Value Amount of money you will leave behind for your designated loved ones. Slide the green dot left or right to adjust the price shown on the right. $5 million is the max policy value displayed online. If you need a bigger policy just call us and we'll be happy to run the numbers for you.

years

Duration of Coverage Length of time your policy stays in place as long as you continue to make the payments. Level term policies guarantee to pay out a benefit when the policy is in force, and is also guaranteed to not go up in price during the level term period.

Need help?

Three simple questions to determine how much life insurance coverage is right for you.

You can't put a price on your life, but this calculator will walk you through 3 simple questions to help determine how much money your loved ones will need at your death.
Life Insurance Needs Calculator
Compare Policies
Now let's customize the quote. Click Continue and answer a few quick and easy questions. Your height/weight, nicotine use, common medications, and family history. Just these four attributes will estimate a price right 70% of the time.
Move the policy value slider to match your needs
Policy Value + Assets This line combines the coverage amount shown above with your total savings. Adjust the sliders to change the amount of life insurance to add to your savings that will cover your needs on the following lines.
Your Needs This line shows the ideal amount of life insurance you need to leave for your loved ones based on your answers. If this amount is greater than your needs below then it will cover your critical expenses so your loved ones will not be burdened with it.
A Decent Funeral Although funeral costs can vary, this represents the average and it is one expense you should plan for in determining the amount of life insurance you need.
No More Mortgage Paying off the balance of your mortgage with life insurance proceeds will keep your loved ones from being burdened with the expense. This line represents the principal balance of your mortgage.
College, Funded! This line represents the amount of life insurance that should be earmarked for your children's college tuition, and is based on the type of college you selected.
Income Replaced A good rule of thumb is to calculate life insurance at the rate of 10 times your annual income. Many other factors can come into play, but this is a good way of determining your need in an easy to understand fashion.
Find Best Policy

Here's your price.

Move the sliders to recalculate how much life insurance coverage is needed.

$

up to $

Estimated MonthlyAnnual Premium

Policy value: $

Duration of Coverage: years

Choose My Own Coverage Amount Compare Policies

This illustrates what $ could pay for.

How much debt I want paid off:

$

How much monthly income my loved ones need:

$

How many years my loved ones need income:

years

Choose My Own Coverage Amount Compare Policies
First, consider which debt(s) you want erased if you died today (i.e. mortgage, student loans, etc.). Second, consider the net amount of monthly income you want to leave your family. Third, think about how many years you want that monthly income to continue.
Match your needs to your coverage
You
Your Family
Your Mortgage
Your Assets

What is your current gross annual income?

(for you, not your household)
Life insurance is designed to replace the income of the person insured. By knowing what your annual income is, we can calculate how much life insurance is needed to provide 10 years worth of income to your loved ones.

How many children do you have under the age of 26?

0 Up Down
By knowing how many children you have under 26 that you'd like to send to college, we can factor in college tuition for each child into your life insurance plan.

What level of college would you like to pay for your children?

Public and private college tuition is drastically different in price. By knowing which type of college you would like to see your children attend, we can account for the tuition in your life insurance plan.

How much do you owe for your current mortgage?

(Loan or principal balance, e.g. $200,000)
Paying off your mortgage is essential in planning for the unexpected. By knowing how much you owe on your mortgage we can include enough in your life insurance plan to pay off the principal balance.

How much do you currently have in savings?

(cash savings, other life insurance, retirement accounts, etc.)
Your cash savings, retirement plans, bank accounts, etc. can help reduce the amount of life insurance your loved ones will need to maintain their current standard of living.
Your Build
Tobacco or Nicotine
Heart Health
Family History

Great, we're almost there!

We just need to ask a few health questions to get you a more accurate price.
Don't worry, they're really simple.

Height Your height and weight are important, and helps us further identify a more accurate rate for you.

Weight Your height and weight are important, and helps us further identify a more accurate rate for you.

lbs

Do you use any form of Tobacco or Nicotine?

Tell us if and how often you use tobacco or nicotine. Some carriers are more favorable towards tobacco or nicotine users, and the more accurate you are, the better we can match you to the right insurance company.

What type of tobacco or nicotine?

It's important what type of tobacco or nicotine you use. It makes a difference in the price you may be able to get.

How often do you use tobacco or nicotine?

Life insurance rates very greatly depending on how often you use tobacco or nicotine products.

What type of tobacco or nicotine?

It's important to what type of tobacco or nicotine you previously used. It makes a difference in the price you may be able to get.

How long ago did you quit?

Some life insurance companies are more lenient on tobacco or nicotine use than others. Knowing how long it's been since you last used tobacco or nicotine will help us determine a more accurate rate for you.

Do you take Blood Pressure medication?

Life insurance companies have differing views on what blood pressure readings are acceptable. The same is true for blood pressure medication. The more we know the better we can narrow down the best price for you.
/
Most recent blood pressure reading
(optional)

Do you take Cholesterol medication?

Life insurance companies have differing views on what cholesterol readings are acceptable. The same is true for cholesterol medication. The more we know the better we can narrow down the best price for you.
Total cholesterol
(optional)
Cholesterol ratio
(optional)

Has any Parent or Sibling been diagnosed with or died from Heart Disease, Diabetes or Cancer?

The medical history of your immediate family is considered when life insurance companies determine your price. Our goal is to help you find the best match for your individual situation. Your family medical history helps us determine a more accurate quote for you.

Which Family Member(s)?

Which condition applies to your mother?

Did your mother pass away from her condition?

When did your mother pass away from her condition?

When was your mother diagnosed with her condition?

Please fill in all fields before saving. Thank you.

Which condition applies to your father?

Did your father pass away from his condition?

When did your father pass away from his condition?

When was your father diagnosed with his condition?


Please fill in all fields before saving. Thank you.

Which condition applies to your brother or sister?

Did your brother or sister pass away from their condition?

When did your brother or sister pass away from their condition?

When was your brother or sister diagnosed with their condition?


Please fill in all fields before saving. Thank you.

To give you the most accurate policy price, please make sure all the information is filled out before submitting. Thank you.

Let's get you covered

Choose the plan you like best.

Policy Value

$

Duration of Coverage

years

Policy Value
Amount of money you will leave behind for your designated loved ones. Slide the green dot left or right to adjust the price shown on the right. $5 million is the max policy value displayed online. If you need a bigger policy just call us and we'll be happy to run the numbers for you.

Duration of Coverage
Length of time your policy stays in place as long as you continue to make the payments. Level term policies guarantee to pay out a benefit when the policy is in force, and is also guaranteed to not go up in price during the level term period.
Policy Value

$

Duration of Coverage

years

Policy Value
Amount of money you will leave behind for your designated loved ones. Slide the green dot left or right to adjust the price shown on the right. $5 million is the max policy value displayed online. If you need a bigger policy just call us and we'll be happy to run the numbers for you.

Duration of Coverage
Length of time your policy stays in place as long as you continue to make the payments. Level term policies guarantee to pay out a benefit when the policy is in force, and is also guaranteed to not go up in price during the level term period.
Display Prices As:
Most insurance companies give you about a 5% discount when the payment is annual. There are a few carriers that don’t give a discount, but if you have the means to pay annually, it might make sense for your pocket book to consider choosing an annual payment. Toggle the premiums to see which option is right for you.

$

Monthly Price Annual Price Estimated price based on your answers to the pre-qualifying questions we've asked so far. Of course, all quotes are subject to underwriting by the life insurance company, and final prices may vary based on your medical history, driving record, lifestyle and many other factors.

$

Monthly Price Annual Price The best price we believe you may be able to get with this company based on the answers you've provided so far. Of course, all quotes are subject to underwriting by the life insurance company, and final prices may vary based on your medical history, driving record, lifestyle and many other factors.
Choose
Policy Info
Value
Duration years
Product
Carrier Specs
Product
Located
Established
About

Close
Policy Value

$

Duration of Coverage

years

Policy Value
Amount of money you will leave behind for your designated loved ones. Slide the green dot left or right to adjust the price shown on the right. $5 million is the max policy value displayed online. If you need a bigger policy just call us and we'll be happy to run the numbers for you.

Duration of Coverage
Length of time your policy stays in place as long as you continue to make the payments. Level term policies guarantee to pay out a benefit when the policy is in force, and is also guaranteed to not go up in price during the level term period.
Display Prices As:
Most insurance companies give you about a 5% discount when the payment is annual. There are a few carriers that don’t give a discount, but if you have the means to pay annually, it might make sense for your pocket book to consider choosing an annual payment. Toggle the premiums to see which option is right for you.
Policy Value

$

Duration of Coverage

years

Policy Value
Amount of money you will leave behind for your designated loved ones. Slide the green dot left or right to adjust the price shown on the right. $5 million is the max policy value displayed online. If you need a bigger policy just call us and we'll be happy to run the numbers for you.

Duration of Coverage
Length of time your policy stays in place as long as you continue to make the payments. Level term policies guarantee to pay out a benefit when the policy is in force, and is also guaranteed to not go up in price during the level term period.
Email your quote
Email these quotes to yourself in PDF form.
Display Prices As:
Most insurance companies give you about a 5% discount when the payment is annual. There are a few carriers that don’t give a discount, but if you have the means to pay annually, it might make sense for your pocket book to consider choosing an annual payment. Toggle the premiums to see which option is right for you.

Great! Let's get started.

Now let's make sure you're able to qualify for this coverage

In order to qualify for Haven Term insurance:

  • You can't buy this insurance for business purposes,
  • You can't be on active duty in the military,
  • You can't buy this insurance to replace an existing life insurance policy,
  • You understand that Haven Term insurance can't be converted to a permanent product.
  • The Haven Term insurance application cannot be completed on a mobile phone, but you can get started anyway and continue later from a larger device.

No, this doesn't work for me

Okay, I understand and these don't apply to me

Before we move on, here's our promise...

We only ask for the information we need, your privacy is important to us, and we don’t sell your data to third parties.

What's Next

Next you'll be asked to create your Quotacy account (unless you're already logged in). Then just complete your pre-application and we'll do what we do best... make sure you get the best coverage at the price you deserve, while keeping you informed every step of the way.

Great choice!

So far, so good. The information you have provided is shown below, and you can jump back in at any time to complete your quote. Just review your profile and your policy to ensure it's correct, and then let's start your application.

Your Quote Your Policy Edit

Here's your quote-in-progress. Here's the policy you've chosen.

$

up to $

Est. MonthlyAnnual Premium Estimated price based on your answers to the pre-qualifying questions we've asked so far. Of course, all quotes are subject to underwriting by the life insurance company, and final prices may vary based on your medical history, driving record, lifestyle and many other factors.
* Haven Life offers monthly payments only
$ Value
years Duration

Your Profile

Here's what we have so far. Looks like we have all we need.

Basic info

Zip Code
Gender
Birthdate
Do you smoke?

Health Info

Your Build
, lbs Edit
Tobacco or Nicotine
Blood Pressure
Cholesterol
Family History Edit
Lorem ipsum.