Quotacy for Financial Advisors
Say hello to the simple way for your clients to get life insurance
Life insurance made simple
A step-by-step guide to our process
Your client can easily get a quote & apply online
Our underwriters ensure that your client is matched with the best carrier for their health & lifestyle
Our agents navigate your client through underwriting
Our team keeps track of your client’s paperwork and updates you on their progress
We celebrate with you & your client when they’re approved & covered
When your client needs customer service, we’re here to help
Trusted Life Insurance Advisors
Since 1990, we’ve served thousands of clients with expertise and care and have helped our customers protect their families with over $24 billion in coverage. Quotacy is backed by Hallett Financial Group, Inc., a brokerage general agency, with deep industry experience and top-level partnerships with the best life insurance companies in the nation.
To experience Quotacy through the eyes of our clients, check out our TrustPilot reviews.
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We share the same values
How you work
As a fee-only advisor, you’ve made a powerful decision to do the right thing for your clients.
You’re committed to:
- Taking care of your clients’ needs first when creating a comprehensive financial plan.
- Making your fee structure transparent.
- Advancing your career as a financial professional by adding value to your clients’ lives.
How we work
As a life insurance brokerage agency, Quotacy has made a powerful decision to do the right thing for your clients.
We’re committed to:
- Matching your client with the best life insurance policy for their needs.
- Never up-selling. Our team works on salary—not commission.
- Adding value to your clients’ lives by helping them protect what matters most.
Get started with Quotacy for financial advisors
Improve your life insurance game
What life insurance can do for your clients
Take care of kids
What life insurance can do for your clients: Life insurance can pay for child care and other daily necessities that a stay-at-home or working parent do or pay for.
Best option: Term life insurance to cover the years when your client’s children are dependent on their parents for their well-being.
Provide for a special-needs child
What life insurance can do for your clients: Life insurance gives parents of special needs kids peace of mind. We help children with disabilities obtain coverage when mom or dad get insured. Magic.
Best option: Term life insurance to cover immediate protection needs until a permanent life insurance policy as part of a trust established to care for the child is in place.
Pay child support
What life insurance can do for your clients: Divorced parents can use life insurance to secure the financial future of their child as part of a divorce settlement with child support.
Best option: Term life insurance to cover the years of support payments.
Replace earned income
What life insurance can do for your clients: Life insurance can replace earned income to help a family pay daily expenses. If the breadwinner would die, life insurance would provide for their family.
Best option: Term life insurance to cover your client’s income-earning years while they grow their wealth, investments, and savings.
Cover personal debt or co-signed loans
What life insurance can do for your clients: Life insurance can repay personal debt from credit cards or student loans. Your client would name as their beneficiary their loan co-signer or someone who would have to repay their debt if he (or she) would die.
Best option: Term life insurance that ends when the debt or loans will be paid off.
Cover business debt or a SBA loan
What life insurance can do for your clients: Banks want business owners to be covered with life insurance to obtain SBA loans. We help owners get covered and a collateral assignment in place.
Best option: Term life insurance that ends when the debt or SBA loan will be paid off.
Pay off business debt or taxes
What life insurance can do for your clients: Life insurance can pay off business debt, pay taxes if ownership of a business is transferred as part of an estate, or pay for a business partner to buy out shares of a business via a buy-sell agreement.
Best option: Term life or permanent life insurance depending on the goals of the business owner(s). Our advisors can help your client determine which option is best.
What life insurance can do for your clients: A carefully written buy-sell agreement is often covered with life insurance as part of a good business plan.
Best option: Term life insurance or permanent coverage depending on the scenario.
Cover a mortgage
What life insurance can do for your clients: Homeowners can use life insurance to cover mortgage payments. Their family will not have to move if the insured dies.
Best option: Term life insurance coverage for the duration of your client’s mortgage.
What life insurance can do for your client: Life insurance can supplement your client’s retirement savings.
Best option: Permanent life insurance that accrues a cash value is used by investors within a wealth management or retirement plan.
Leave an inheritance
What life insurance can do for your clients: Your client can use life insurance to leave an inheritance for their family.
Best option: Permanent life insurance will pay out to the heirs no matter when the insured dies.
Cover estate taxes
What life insurance can do for your client: Provide money for your client’s heirs to pay taxes on an inheritance.
Best option: Permanent life insurance is best when used as part of an estate plan.
Pay for funeral or final expenses
What life insurance can do for your clients: Your client’s memorial service and final expenses can be paid for by life insurance.
Best option: Permanent life is sometimes called burial insurance. These policies cover the costs of your client’s final wishes.
Share wealth via charitable giving
What life insurance can do for your clients: A life insurance policy can be used to benefit a nonprofit or charitable cause your client cares about.
Best option: Permanent life insurance used as part of your client’s estate plan.
Caring people helping your clients to get great life insurance