The season of giving is in full swing. Many look forward to giving and receiving gifts from friends and relatives. If you are anything like me it also brings a lot of pressure and anxiety. We want to find the perfect gift for everyone on our list. We tend overthink it and strive to find something meaningful, special – perfect. This is my holiday shopping strategy – I think about each person individually and go through my checklist of questions:
- Did they have anything significant happen during the last year?
- What were their highs and lows?
- Have they recently mentioned something they want or need?
- Do they have a cause they are passionate about?
- What does their daily routine look like?
Make a donation to a charity
Do you have someone on your list that volunteers for a specific charity or feels strongly about a cause? Have they or someone close them been fighting a health condition like cancer or Alzheimer’s? You can make a donation to a charity in their name. This is a great gift that shows you are thinking about them and want to support their passions.
If you use a checklist like mine and still find yourself struggling to pick out the perfect present, here are some ideas that show you care.
Start or contribute to a 529 college savings plan
If you want to make an impact on a child’s life without succumbing to their wish list of all the newest and hottest toys, consider providing cash for a 529 plan. We all know education comes at a cost, so helping provide the funds is a great gift (I think their parents will agree).
There are many different ways to go about supporting a 529 plan. If the child already has a plan in place, they may have a customized website where you can make a direct contribution. Or, you can even buy gift cards at retail stores like Toys R Us that link to college savings accounts. These cards are offered by giftofcollege.com, an online registry for gifts to 529 plan accounts. Before you make the purchase, make sure to discuss it with the parents to see if they have a plan, want to get one started, or prefer something else altogether.
Purchase a gift that gives back
For the wine drinkers in your life, this is a game changer of a gift. You need to check out OneHope. Each bottle of OneHope Foundation’s wine is dedicated to support a different cause. To date they have made more than $2 million in donations, providing over 2,600 clinical trials for cancer patients, 13,000 forever homes for shelter animals, 1.1 million meals for children and much more. The wine is fantastic and the bottles are beautiful. Not interested in wine? They have coffee too. Just like that you can check off most of your list.
Adopt nursing home residents
In lieu of gifts, consider adopting nursing home residents that don’t have family. You’ve probably heard of adopt a family programs, which are great. There are many families in need. But, don’t forget about the seniors that sit in nursing homes all alone during the holidays (and all year long). Every single year my sisters and I adopt a nursing home and provide gifts for all of the residents that don’t have loved ones to care for them. Their wish lists are simple. Many just want a blanket, socks, sweatpants, or a visit. It’s such a simple gesture that really impacts these amazing people. Talk to your local nursing home or assisted living to see how you can help.
Give the gift of life insurance
If you think purchasing life insurance isn’t the perfect gift, then add a box of chocolates to it. When you buy life insurance, you are purchasing something that will have a lasting impact long after the kids are done tearing through the wrapping paper. You are buying financial protection for your family. Life insurance is one of the most meaningful gifts that you can give. Have questions? We have answers. Visit our FAQ page for everything from learning the basics to estimating your needs and getting a quote.
Photo credit to: Ben White
About the writer
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Jeanna is a writer and the Ambassador of Buzz at Quotacy. She has been researching and writing educational articles on the importance of life insurance since 2015. When not writing for Quotacy, you can find her scoping out the newest fitness and beauty trends for her own blog, Fiercely Fetching, or traveling and spending time with her husband and fur babies. Connect with her on LinkedIn.