For children with a medical condition or special needs, a life insurance child rider that does not require medical underwriting is ideal.
Life Insurance Products
Explore articles for a better understanding of different life insurance products, including how they work and how much they cost.
In this post, learn how cash value life insurance can be beneficial in retirement.
In this post, we discuss who needs multi-million dollar life insurance policies and how much a $5,000,000 life insurance policy may cost.
In this post, we talk about the commonly-purchased $500,000 policy and scenarios when it makes sense.
In this post, we talk about how affordable a $250,000 policy is and scenarios when it makes sense.
Guaranteed universal life insurance is an affordable permanent life insurance plan. In this post, we explain why it’s comparable to term life insurance.
Looking to buy life insurance? In this post we discuss the differences between term life insurance, universal life insurance, and whole life insurance.
Life insurance riders are optional add-ons (some free, some not) that provide extra benefits to your life insurance policy. In this post, we talk about common life insurance riders and if they are worth adding.
Permanent life insurance policies that accumulate cash are often referred to as cash value life insurance. This article explains how cash value life insurance works and if it’s worth it.
A return of premium policy is a type of term life insurance in which you are refunded your premiums if you outlive your policy. In this post we explain how this policy works and how much it costs.
Renewable term life insurance is a product that allows you to renew your policy at the end of your coverage term without having to prove your insurability. In this post, we explain the pros and cons.
Considering decreasing term life insurance? In this post, we explain why opting instead for level term life insurance may be the better choice.
Life insurance can be customized with riders. Long-term care riders and chronic illness riders are two specific riders that can really be beneficial in your retirement years. Here we explain why and how these riders work.
Life insurance can be easily customized with riders. These are the most common riders you can add on to your life insurance policy.
Final expense life insurance is typically for individuals aged 50-80 that may have been declined or are unable to purchase traditional life insurance. Here we explain the features of final expense insurance and when it’s a good idea to buy.