Editor’s Note – This is an archive of the November 2017 issue of the Quotacy Newsletter. The Quotacy Newsletter consists of articles that we hand-picked from across the web, and it’s all about keeping our readers physically and mentally healthy so their lives are as great as possible. We go over topics ranging from physical fitness and dietary advice to cyber security and financial planning – anything that can help make life easier.

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Gratitude can transform common days
into thanksgivings, turn routine jobs
into joy, and change ordinary
opportunities into blessings.
– William Arthur Ward


Top Story

Standing Back up After a Complete Spinal Cord Injury

For most of recorded history, a complete spinal cord injury meant that you’d never gain your full motor functions back again, full stop. Without the pathways of neurons to tell your body what to do, after one year, there was nothing you could do, no matter how hard you tried.

However, we’re rapidly making progress. With the discovery of epidural stimulation – the use of an implant to send signals into the disconnected nerves – people who were once unable to dream of walking again have another opportunity to stand up.

In addition, new discoveries found by researchers and doctors at the University of Louisville are offering even more hope. A research participant who had a complete spinal cord injury six years prior is now flexing his knees and hips, and even standing unassisted, only using his hands to balance.

Key Points:

This revelation shows that the human nervous system has a much greater ability to repair itself than we originally believed. It also makes a strong case for using epidural stimulation as a means to help maintain nerves and muscles, which can then be stopped when the participant regains control.

Read More >

Focus On: Protecting What Matters

Creating Balance Between Work and Family Life

October was National Work and Family Month, a time when we all should focus on finding the happy medium between business and family. As our free time becomes more and more precious, top companies are beginning to offer incentives like increased PTO and flexible scheduling in order to keep their top employees happy and productive. Many companies are learning from them, and we can as well.

By looking for opportunities to use your work to improve the rest of your life, you can reclaim time for your friends and family. After all, if your company offers something, you might as well take it!

Key Points:

Seeking out and asking for employer-offered benefits like PTO, solid healthcare, and professional development programs can serve as a good basis for building your work-life balance.If you’ve already got those, lobbying for flexible scheduling, wellness programs, and PTO for volunteering can also remove the stress of planning all of those things from your life as well.

Read More >


Quotacy in the News

CNBC: Why Employer-Provided Life Insurance can Backfire

When you purchase your own policy, you don’t have to worry about the fact that when you leave a job, your free group life insurance coverage is cut off. If your next job doesn’t offer the benefit and your health status makes it harder for you to qualify for an individual policy, you’ve got yourself into a financial pickle.”

Read More >


Focus On: Financial Fitness

6 Ways to Deal with No Credit History

One of the most pressing issues for young families looking to start their lives can often be a lack of credit history. Without a credit history to look back on, banks can’t extend loans, which can delay a family’s ability to buy a house and start investing in their futures.

However, there are several low-impact ways to quickly build a credit score if you’re approaching a financial change without a credit report behind you. By following a few simple strategies, you can put together a positive credit record with relatively little effort.

Key Points:

1 – Nurture your existing credit cards, and don’t apply for too many.
2 – Apply for a “Secured” credit card.
3 – Use small purchases and pay them off quickly.
4 – Become an authorized user on a trusted person’s credit card.
5 – Ask for a “Credit Builder” loan from the bank.
6 – Ask credit card carriers questions when you’re applying so you know they’re right for you.

Read More >


Focus on: Celebrating Smart

Why Thanksgiving Dinner Makes You Sleepy

We’ve always heard that the reason we really fall asleep after thanksgiving dinner is the L-Tryptophan in Turkey. However, the science behind eating yourself to sleep is actually a bit more complex.

As you eat, your body actually needs to use energy in order to get the energy from your food. Understanding why your diet impacts your energy levels can help you understand exactly how your food affects you.

Key Points:

The real reason that people tend to doze off after Thanksgiving dinner is that digesting a huge meal can actually burn calories quicker than you’re taking them in. An after-dinner nap lets your body catch up with all the food you take in and start generating your energy back.

This is why some experts say that celery has “negative calories” – you burn more than you get by eating it.

Read More >



Thanks for Reading

And have a great day! If you need help, here’s a deep dive into the longest legal basket in NBA history.

Baron Davis from 89 Feet video thumbnail

Header Photo Credit: Nicholas Alejandro

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